Disability Insurance

Disability Insurance

About Disability Insurance

Protect Your Income, Protect Your Future

Disability Insurance provides you with vital income protection in the event that you are unable to work due to illness or injury. This policy ensures that you can continue to meet your financial obligations even when you’re unable to earn a living.

With Disability Insurance, you’ll receive a portion of your regular income, allowing you to focus on recovery without the added worry of financial instability. Whether you suffer a temporary injury or a long-term illness, this coverage offers peace of mind, knowing that your essential needs are still taken care of while you focus on returning to full health.

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Why Choose Disability Insurance with DK Financial?

Income protection you can count on

Income protection you can count on

An injury or illness can put your paycheck on pause, but your bills won’t wait. With Disability Insurance Services from DK Financial, you receive monthly income replacement if you’re unable to work due to a covered disability. That means your mortgage, groceries, and everyday needs stay covered while you focus on getting better.

Designed for working Canadians

Designed for working Canadians

Whether you're self-employed, a contractor, or working full-time, we help you find a plan that fits your profession, lifestyle, and income level. DK Financial proudly supports hard-working individuals and families across Burlington, Ontario with reliable coverage.

Affordable monthly premiums

Affordable monthly premiums

Disability Insurance is more affordable than you think. For a few dollars a day, you can secure income protection that provides serious peace of mind when life takes an unexpected turn.

Flexible plans that grow with you

Flexible plans that grow with you

Choose your benefit amount, waiting period, and coverage duration. Our plans are custom-built for your personal and professional needs, so you're always prepared, no matter what stage of life you’re in.

Expert local advice

Expert local advice

Navigating insurance shouldn’t be confusing. That’s why our licensed advisors at DK Financial work with you one-on-one to explain your options and recommend the best plan for your situation.
📞 Call us at +1-437-299-7789
📧 Email us anytime at kiran@dkfinancial.ca

Key Benefits of Critical Illness Insurance from DK Financial

Monthly income replacement during illness or injury
Protects up to 85% of your income, depending on your plan
Custom waiting periods (e.g., 30, 60, or 90 days)
Flexible benefit lengths—from 2 years to age 65
Coverage is available for self-employed individuals and business owners
✅ Tax-free payouts in most cases
No repayment required—you keep the benefit
Portable coverage that stays with you even if you change jobs
Local support from trusted advisors in Burlington, Ontario

FAQs

Frequently Asked Questions

Disability Insurance provides monthly payments to replace a portion of your income if you’re unable to work due to illness or injury. It helps you manage bills and maintain your lifestyle while recovering.
Anyone who relies on their income, including employees, freelancers, and small business owners, should consider this protection. Even short-term injuries can lead to long-term financial stress.
Most plans cover up to 60–85% of your regular income, depending on your earnings and occupation.
You choose the waiting period when applying—typically 30, 60, or 90 days. Once that period passes, benefits are paid monthly if you’re still unable to work.
In most cases, if you pay the premiums yourself, the benefit is tax-free. We’ll explain how it works based on your plan.
Because we understand local needs. With customized Disability Insurance Services in Burlington, Ontario, DK Financial delivers personal support, competitive pricing, and peace of mind.