Accident & Sickness Insurance

Accident & Sickness Insurance

About Accident & Sickness Insurance

Be Prepared for the Unexpected

Accidents and illnesses can strike at any time, and their impact on your health and finances can be overwhelming. Accident & Sickness Insurance provides the financial support you need to manage medical expenses and recovery costs following an accident or illness.

With coverage, this insurance ensures that you won’t face financial hardship when dealing with unexpected health challenges. Whether it’s medical treatments, hospital stays, or rehabilitation, Accident & Sickness Insurance helps you handle the costs, so you can focus on getting better.

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Why Choose Accident & Sickness Insurance with DK Financial?

Coverage When You Need It Most

Coverage When You Need It Most

Life can change in a moment. With Accident & Sickness Insurance from DK Financial, you get financial protection that helps you handle the unexpected—whether it's a sudden injury or a serious illness. This plan ensures you have the funds to recover without worrying about bills piling up.

Fast Access to Benefits

Fast Access to Benefits

From day one, approved claims are paid out quickly, helping you cover hospital stays, recovery expenses, lost income, and more. No complicated paperwork. No hidden waiting periods. Just clear, timely support when it matters most.

Affordable, Flexible Plans

Affordable, Flexible Plans

Starting at just a few dollars per day, you can choose a coverage level that suits your lifestyle and budget. Whether you're self-employed, a caregiver, or someone who simply wants peace of mind, we’ve got options that work for you.

Hassle-Free Process

Hassle-Free Process

Apply online or speak with a licensed advisor to get coverage without the stress. At DK Financial, we simplify the process—no medical exams required in most cases.

Local Experts Who Care

Local Experts Who Care

Based in Burlington, Ontario, our team at DK Financial is dedicated to helping Ontario families stay protected. You're not just a client—you're part of our community.

Key Benefits of Critical Illness Insurance from DK Financial

✅ Immediate coverage for eligible accidents and illnesses
✅ Income replacement if you’re unable to work
✅ Daily cash benefits for hospital stays and recovery
✅ Tax-free lump-sum payouts
✅ Plans start from just a few dollars a day
✅ No fine print, no hidden clauses
✅ Coverage for both minor injuries and major health events
✅ Flexible options whether you’re employed, self-employed, or retired
✅ 30-day money-back guarantee

FAQs

Frequently Asked Questions

Anyone who wants to protect their income and cover unexpected medical costs. It’s ideal for freelancers, self-employed individuals, and anyone without employer-provided benefits.
It covers a range of injuries and illnesses including broken bones, hospital stays, surgeries, and recovery costs related to sickness or accidents.
No, many of our plans begin coverage from day one of your policy.
Most applicants do not need a medical exam. Our process is fast, simple, and straightforward.
You can file a claim through our easy online process or by calling our support line. We ensure fast payouts for approved claims.
Yes, with DK Financial, you can cancel your policy at any time with no fees or penalties.